Your medical career built the assets. Will they support the retirement you want?
Main Stream Financial helps specialty physicians evaluate retirement readiness, understand the gap between accumulated assets and future income needs, and build a clear path from clinical income to dependable retirement income.
Secure assessment powered by Retirement Analyzer.
Approximately 10 minutes. No obligation. Responses reviewed privately.
Three decades of relationships, in their own words.
A selection of comments shared by long-standing clients of Main Stream Financial.
“I would recommend to anyone seeking sound retirement financial planning advice to work with Mark Hupe. Mark and I have been working together since I moved to Colorado 26 years ago. I was many years from my planned retirement age at that time, and Mark had the foresight and expertise to set up a plan that has served me well since my retirement over 2 years ago.
Mark has always treated me more as a friend than a client, being both forthcoming when I needed him to be as well as compassionate in time of stress. We have weathered two significant financial crises in our time working together and I have faired better than most during those times.
Mark’s style very much suited my needs. When things were going well, he would reach out occasionally to make sure we were still on the same page. However, when circumstances changed or new opportunities arose, he was quick to reach out and put these situations into perspective and offer me options to best move forward.
I have benefited greatly from Mark’s expertise in navigating the complex nature of retirement finances and the tax burdens therein. I am eternally grateful for the relationship that we have and would recommend anyone with concerns about their retirement income work with Mark.”
Client testimonials reflect individual experiences and are not a guarantee of similar results.
A high clinical income creates unique planning questions.
Specialty physicians often accumulate meaningful assets across several account types. Turning that base into dependable retirement income takes deliberate coordination.
Replacing clinical income
Translate years of high, variable earnings into sustainable retirement income beyond a single savings target.
Coordinating multiple accounts
Align practice plans, brokerage accounts, real estate, and personal investments as one deliberate strategy.
Managing tax exposure
Tax decisions in the years surrounding retirement can shape how much of your assets you actually keep.
Deciding when work becomes optional
Clarify income, risk, assumptions, and lifestyle priorities before choosing when clinical work slows or stops.
Nine questions to clarify what matters most.
Before discussing recommendations, Mark uses nine questions to identify what matters most, where uncertainty remains, and whether the current strategy supports the retirement being envisioned.
You will leave with a clearer view of the questions and assumptions that deserve closer attention.
Secure assessment powered by Retirement Analyzer.
Approximately 10 minutes. No obligation. Responses reviewed privately.
After you complete the assessment, you can review your results and choose whether to contact Mark for a conversation.
The assessment is educational and provided without obligation. If you choose to continue, recommendations may include insurance or annuity products.
The questions worth answering before, not after, a major transition.
These are not promises. They are the questions Mark’s analysis is designed to help you examine with greater confidence.
An analytical, education-first approach to retirement planning.
With more than thirty years serving doctors, Mark Hupe takes complex financial decisions and makes them clear — coordinating with your existing CPA and attorney and moving at your pace.
Mark Hupe
Founder, Main Stream Financial
Licensed Insurance Agent
Retirement Income Specialist
- Structured planning process, not product-first conversations.
- Clear explanations of assumptions, risks, and trade-offs.
- Coordination with your legal, tax, and accounting professionals.
- Respect for your expertise and decision-making pace.
Start with a clearer picture of your retirement readiness.
The Nine to Know assessment can help identify the questions, assumptions, and planning decisions that deserve closer attention.
Secure assessment powered by Retirement Analyzer.
Approximately 10 minutes. No obligation. Responses reviewed privately.
Prefer to speak first? Email Mark to schedule a conversation.
Prefer to call? 913-732-7030